Liability Insurance

Your legal responsibilities towards others arising from owning, occupying or carrying out your  business including legal costs of defence and representation.

Compensation you may be asked to pay by a civil court award in relation to injury, loss or damage caused by a product which you have designed, manufactured, sold, supplied, tested, serviced or repaired.

Protects your business for claims by employees suffering injuries or illness at the place of work or during such time where you, as their employer, are responsible for their wellbeing.

Covers the decision takers of a company should they be held personally liable for an alleged wrongful act such as breach of duty, negligence, error, omission, misleading statements and other exposures.

Protection is provided against loss or damage to customers’ cargo, financial losses due to delays in handling, demurrage charges, misdescription or wrong delivery, infringements, fines & penalties and defence costs.

Liability exposures as the operators of a yacht marina arising both on land and at sea in relation to the care, custody and control of watercraft owned by others and for which you are responsible, including for ancillary services offered.

Protection of your responsibility for vessels and equipment in your care, custody and control and damage to third party property and personal injury arising in the course of operations including during  maintenance or repair, welding, painting, upholstering, decking, furnishing and cleaning and during mechanical, electrical and plumbing fitouts.

Whether you are producing or servicing a film-production or are organising or hosting an event, conference or other activity or are subcontracted for any part of a film or event, you are engaging into responsibilities for the wellbeing of crew, other subcontractors, artists, performers, landlords, tenants and guests. There are bespoke liability covers for this that can be further complimented to include  additional coverage for accidental damage to sets, costumes, stage and rental and performers` equipment and for personal accident.

Designed to protect healthcare professionals from allegations of acts or omissions while exercising their professional duties and clinical negligence.

It is intended to cover the legal liability for cases claimed by a patient as arising from disputed services offered by medical practitioners. This includes: property damage, misdiagnosis, delays in referral, erroneous prescriptions, wrong treatment. physical or mental harm

Legal costs in defending allegations, which are often prolonged and expensive, are also generally covered.