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Professional Indemnity Insurance

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Professional Indemnity or PI policy protects you and your business against legal liability to pay damages to third parties as a consequence of errors or omissions committed in the course of the business. The policy will also cover legal costs.

What's Covered

Some areas of exposures that may be addressed by the policy are:

  • Negligence – breach of duty of care
  • Intellectual property – unintentionally infringing on others’ copyrights, trademarks etc
  • Loss of documents / data – clients’ records which could be lost, stolen or damaged.
  • Libel and slander
  • Breach of confidentiality

The wordings of PI insurance policies vary according to the line of profession being covered with bespoke extensions available for different lines of business. Some policies are very specialized and have in effect been designed with specific exposures in mind.

Key Contacts

Mark Scicluna

Associate Director


Frequently Asked Questions

Who can be insured?

Any profession or professional person who provides a professional service to clients. Any act arising out of negligence will be covered.

To what extent does the policy cover claims against the professional?

Such policies are issued with what is termed as “A Limit of indemnity”. This should be adequate enough to cover any damages awarded against the professional plus legal expenses.

What is generally excluded?

Losses caused by or attributable to:

  • Death or Bodily injury
  • Insolvency
  • Fines and Penalties
  • Pollution
  • Prior Circumstances

Renew Insurance

To effect renewal you may:

Pay over the internet using BOV or HSBC Internet Banking and quote the payment reference appearing on your renewal notice

Call on +356 234 33 234 and provide us with your Credit Card or Debit Card details

Send a cheque payable to Mediterranean Insurance Brokers (Malta) Ltd. by post

Visit our offices and talk to one of our advisors