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Motor Fleets & Tool of Trade

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A company might own several vehicles. These vehicles can be covered under one policy, be it on comprehensive, third party fire and theft or third-party basis. A company’s fleet of work-use motor vehicles represents a significant investment in capital and management time. It also represents a sizeable proportion of the risk the company carries as driving is among the most dangerous work activities.

What's Covered

Motor Fleet Insurance

Motor fleet insurance protects businesses financially from compensation claims from third parties as a result of a motor accident or from the theft of a vehicle. The third-party claims could be in the form of financial compensation for injury or property damage for a third party.

Tool of Trade Insurance

Certain types of vehicles such as cranes require third party liability insurance cover to provide protection against legal liability to pay compensation following third party property damage and/or bodily injury caused whilst the vehicle is being operated as a tool.

Key Contacts

Mark Scicluna

Associate Director


Frequently Asked Questions

How many vehicles does a business need to have to qualify for a fleet policy?

This type of policy is normally offered to businesses having more than 10 vehicles.

What are the benefits of a Motor Fleet Insurance?

In most cases, getting a fleet policy enables you to save a considerable amount of money on your insurance. Not only this, but it makes paperwork much easier to manage.

Renew Insurance

To effect renewal you may:

Pay over the internet using BOV or HSBC Internet Banking and quote the payment reference appearing on your renewal notice

Call on +356 234 33 234 and provide us with your Credit Card or Debit Card details

Send a cheque payable to Mediterranean Insurance Brokers (Malta) Ltd. by post

Visit our offices and talk to one of our advisors