Travel Insurance

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Description

Business or holiday

Protection during business or holiday trips.

Personal accident

Covers personal accident benefits in the event of death or disability, as well as medical and associated expenses.

Cancellation or curtailment

Charges incurred due to cancellation or curtailment of the holiday.

Luggage

Delayed luggage or travel interruption benefits. Loss of or damage to baggage only.

 

Levels of protection

You may select between different grades of protection.

Special extensions

Participation in particular activities such as winter sports or skin-diving generally requires the arrangement of special extensions to the standard policy.

Key Contacts

For new insurance enquiries please contact:

Jackie Wilson

Assistant Broker

For existing insurance enquiries please contact:

Lorna Finlay

Senior Broker

n/a

Shirley Curmi

Assistant Broker

n/a

Frequently Asked Questions

Are there any age limits on a travel policy?

Age limits vary between policies however most policies will cover travellers up to 75 years old. Travellers older than 75 years may usually be covered subject to medical certification and on reduced benefits.

Is there a choice of cover?

Most policies offer at least a choice of two levels of cover. One would usually have higher limits than the other and possibly additional benefits. A higher premium would be charged for the more comprehensive level.

Who do I call in the event of an emergency overseas?

Various underwriters use different international emergency providers. You will be provided with the emergency contact details upon arrangement of your insurance cover.

What information will I need to contact Medical Rescue?

You will need to know the dates of the outward and return journey, the exact nature of the emergency and you must have access to a contact number so that you may be contacted back as required.

Are sports injuries covered?

Bodily injury resulting from a number of specified sports is usually excluded. These include mountaineering, rock climbing, subacqua diving, hunting, organized team football, racing of any kind and winter sports such as skiing. Some of these exclusions may be bought back at an additional premium.

Are pre-existing Medical conditions covered?

There is no cover in respect of a medical condition for which, at the time of purchasing the insurance, you are receiving treatment or are awaiting to receive treatment or you have received a terminal prognosis or you are travelling against the advice of a qualified doctor or you intend to obtain medical treatment during the operative period of the insurance.

What do I do in the event I lose my luggage or personal effects or discover any damages?

Please report any damages or lost/missing luggage to the air line representative and obtain a written report from them detailing the nature of the damages/number of suitcases missing. In the event of any missing items from the luggage please also file a report at the airport police and obtain a copy of your report. Any theft of money or personal effects from hotel rooms or any other place should also be reported to the nearest police station (and hotel authorities if applicable) and written reports obtained.

Renew Insurance

To effect renewal you may:

Pay over the internet using APS, BOV or HSBC Internet Banking and quoting the payment reference appearing on your renewal notice

Call on +356 234 33 234 and provide us with your Credit Card or Debit Card details

Send a cheque payable to Mediterranean Insurance Brokers (Malta) Ltd. by post

Visit our offices and talk to one of our advisors